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Superannuation is one way of planning for your retirement. HLC Financial Solutions is able to offers a range of superannuation products to assist you in reaching your retirement goals.

No matter what your stage of life, it may be appropriate to include superannuation as part of your long-term strategy because:

  • By investing in a superannuation fund today, you can rest easy in the knowledge that you are acting to protect your assets and lifestyle in retirement.
  • Superannuation currently has a number of tax advantages over most other ways of saving for retirement.

What is Super?

Superannuation is about helping you achieve the type of lifestyle you want in retirement.
Superannuation may:

  • Help provide you with a financially comfortable and secure retirement.
  • Assist you with long term savings.
  • Allow you to take advantage of favourable tax treatment of superannuation contributions and benefits.
  • Allow you to take advantage of insurance offered through your plan.

How is Super invested?

Superannuation contributions are usually made by an employer and / or employee into a superannuation fund. The superannuation fund must be a complying fund, regulated by legislative requirements.

The contributions received are then pooled with the contributions of other members of the fund and invested in different sectors (eg property, cash, fixed interest, equities, etc.) determined by your portfolio choice.

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