Income Protection

Income Protection insurance covers you for the loss of your income if you are unable to work due to injury or sickness.

At a time when your medical expenses may be high and your normal daily living expenses still need to be paid, it's important to ensure you have the protection to maintain your lifestyle.

Cover may be taken for up to 75% of your current earnings and premiums are fully tax-deductible.

Trauma Insurance

Trauma Insurance pays you a lump sum if you are diagnosed with a major trauma. It covers the three most common traumas of heart attack, cancer and stroke plus many more, defined traumas.

Most of us know someone who has suffered a major trauma and we realise that financial burdens can have a major impact. At such a time it is important to be able to reduce your liabilities and to have enough money to cover high medical costs. With your financial burdens removed, or reduced, your focus can be on recovery.

Term Life Insurance

The Life Protection Plan pays a lump sum if you die or are diagnosed with a terminal illness and have 12 months or less to live.

Life insurance provides you with the peace of mind that your family will have financial security if you are no longer there to provide for them. The lump sum can remove your debts and provide enough capital to keep your family's financial goals in place.